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Travis T. Hall
REALTOR®, CNE
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3198 Indian Gulf Lane, Hernando Beach, FL 34607

$1,199,000
  • 3198 Indian Gulf Lane, Hernando Beach, FL 34607 Main Photo

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New to the Market Active
BEDS2 BATHS3 full SQUARE FEET1,344 MLS#W7888807
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONINDIAN BAY COUNTRY HOMES UNREC

Property Description

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage.The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings.The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

3198 Indian Gulf Lane | MLS# W7888807

This single family home located at 3198 Indian Gulf Lane, Hernando Beach, FL 34607 is currently listed for sale with an asking price of $1,199,000. This property was built in 1984 and has 2 bedrooms and 3 full baths with 1344 sq. ft. Indian Gulf Lane is located in the INDIAN BAY COUNTRY HOMES UNREC subdivision. Search INDIAN BAY COUNTRY HOMES UNREC real estate on thall.floridaexecutiverealty.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Wall/Window Unit(s)
Garage: 1 car attached
Heating: Central, Electric
Home Style: Coastal
Lot Size: 0.36 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $17,674
Year Built: 1984

Amenities

Ceiling Fans(s)
Crown Molding
Open Floorplan
PrimaryBedroom Upstairs
Stone Counters
Window Treatments
Balcony
Storage

Feature Descriptions

Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Body of Water: GULF OF AMERICA
Directions: From U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto I
Exterior: Stucco, Frame
Flood Zone Code: AE
Flooring: Brick, Ceramic Tile, Luxury Vinyl
Foundation: Slab, Stilt/On Piling
Frontage Gulf Ocean: 120
Garage Dimensions: 22x12
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, VA Loan
Lot: FloodZone, In County, Level, Oversized Lot, Paved
Lot Dimensions: 0.36
Number of Septics: 1
Ownership: Fee Simple
Parking: Boat, Driveway, Basement
Parking Notes: Boat, Driveway, Basement
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Septic Tank
Showing Instructions: Call Before Showing
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Connected, Electricity Connected, Water Connected
Water: Public
Water Access: Gulf/Ocean
Water Access Y/N: Yes
Waterfront Features: Gulf/Ocean, Lift, Seawall - Concrete
Water View: Gulf/Ocean - Full
Windows: Aluminum Frames, Shutters, Window Treatments
Zoning: R1A

Room Sizes

Primary Bedroom: 16x11.67
Bedroom 2: 11.5x12
Living Room: 25.83x15.08
Kitchen: 16.42x12.33
Dining Room: 10.75x12.33

Listed By / Shown By

Listed By

Agency Name: BRIDGE POINT BUSINESS REAL EST
Agency Contact: 352-515-0226

Shown By

Agent Name: Travis T. Hall
Agent Phone: (813) 240-4126
Agency Title: Florida Executive Realty

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Estimated Payment

$ 4,491.00 per month $2,668.45 Principal & Interest $1,472.83 Property Tax $349.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/26/2026. The listing information on this page last changed on 08/26/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/26/2026 12:00:38 AM EST) or Stellar MLS (last updated Tue 08/25/2026 11:44:00 PM EST). Real estate listings held by brokerage firms other than Florida Executive Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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